Skip to content

Buy Now, Pay Later

Add Value to your Home with Financing that Fits your Budget

Credit Limit Up to $65,000

Fast Approvals

Multiple Ways to Make a Payment

Affordable Payment Options

Pick the Plan that works for you

The GreenSky® Loan Program's focus is simple—to help you create the home of your dreams. From deferred interest promotions to affordable budget-minded options, our loans are an easy and convenient way to pay for any home improvement project. (1)

OPTION 1

  • Payback loan in 6 months
  • No requirement to pay upfront
  • No interest if paid fully in 6 months
  • Credit limit up to $65,000 (2)

OPTION 2

  • Payback loan in 12 months
  • No requirement to pay upfront
  • No interest if paid fully in 12 months
  • Credit limit up to $65,000 (2)

Apply Today!

*Available only in California 

Frequently asked Questions

Why should I finance my project when I can pay cash or use a credit card?

Financing a project with a GreenSky® loan allows you to conserve both your money and your equity, and typically offers a lower interest rate than a credit card. GreenSky has many promotional offerings with deferred interest benefits, but without your having to pay out of pocket all at once.(1)

What type of credit is available?

GreenSky loans are unsecured loans with fixed interest rates. Unlike a revolving credit card, your non-promotional monthly payment amount is always the same.

Where can I use my loan?

Use your GreenSky Account Number to pay for services and products offered by the contractor with whom you apply.

How do I make a payment?

It’s simple – pay online or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours. Apply today at www.greensky.com/consumer or call 866-936-0602.

How do I pay my contractor?

Once approved, you will be provided a loan agreement and issued a 16-digit account number and expiration date. When you want to pay, just provide these numbers to your contractor to process the purchase as if it were a credit card.

How long do I have to use my loan?

Once approved, you have six months to make your purchases.

When is my first payment due?

Depends on your plan. Many deferred interest plans don’t require a payment during the promotional period. The first payment on a budget-minded plan is typically due approximately 30 days after the first purchase.

When does the Deferred Interest plan promotion window begin?

At the time of your first transaction.(2)

Disclaimer
(1) GreenSky® Program is a program name for certain consumer credit plans extended by participating lenders to borrowers for the purchase of goods and/or services from participating merchants. Participating lenders are federally insured, equal opportunity lender banks. GreenSky® is a registered trademark of GreenSky, LLC. GreenSky Servicing, LLC services the loans on behalf of participating lenders. NMLS #1416362

(2) Fixed APR during the life of the loan. Subject to credit approval. 3 Subject to credit approval. Interest is billed during the promotional period but all interest is waived if the purchase amount is paid in full within 6 months. There are no required minimum monthly payments during the promotional period. 4 Subject to credit approval. Interest is billed during the promotional period but all interest is waived if the purchase amount is paid in full within 12 months. There are no required minimum monthly payments during the promotional period.